If you ever consider moving to Missouri, remember to pack your heavy coats. And an umbrella. And galoshes. And a snorkel and scuba gear, just in case! Why, you ask? Because Missouri’s weather is unpredictable at best and downright insane at worst. If you’re a resident, you know the torrid weather is standard fare.
Hopefully, your home’s roof is up to the task of deflecting all that rain, sleet, and snow. But it’s tough to tell from the ground whether your roof is in good condition. That’s why it’s advisable to have a go-to professional and integrity-bound roofing company inspect your roof periodically.
But what do you stand to gain from such inspections? Can it save you thousands of dollars, as some roofing companies claim? Yes. Here’s how:
As we’ve outlined, Missouri is no stranger to severe weather, which can take a toll on your roof. High winds can lift shingles, hailstones can crack them, and heavy rains may cause leaks.
That’s why it pays to have a professional inspect your roof. Such inspections can identify problems early on before they have a chance to cause significant damage. For example, a small leak might not seem like a big deal, but if left untreated, it can lead to mold growth, rotted wood, and structural damage. Similarly, a few cracked shingles can lead to much larger problems.
And what would happen if the wind blows away your roofing materials and exposes your home to the elements? What if the materials damage your gutters, windows, siding, or even other people’s vehicles? Wouldn’t you be held accountable for negligence? Now, imagine the cost of a legal tussle on top of the repairs. Ouch!
They say a stitch in time saves nine. This axiom is especially true for your roof. Prevention is key, and roofing inspections can go a long way in helping you avoid various issues while ensuring your home is well-protected against the elements. If you catch problems early, you can save a lot of money on repairs. You can even avoid a complete roof replacement – and we know how costly that can be.
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It goes without saying that your roof is your home’s first line of defense against the elements. Plus, it plays a role in regulating indoor temperatures. In the summer, a properly insulated and ventilated attic can help keep your home cool by reflecting heat away. In the winter, your roof does the exact opposite by trapping heat inside your home.
According to the Environmental Protection Agency (EPA), heating and cooling account for about 53% of the energy used in a typical home or $92 billion annually across the U.S. So, if your roof isn’t up to snuff, you could be spending more money than necessary on energy bills.
A professional roof inspection can help you identify insulation or ventilation issues. Plus, a pro can fix existing problems before they get worse. For example, they might add more insulation to your attic or install a ridge vent to help regulate temperatures. Besides, a damaged roof can directly impact your insulation by allowing heat or air to escape or letting in moisture – you get the drift.
Making these changes can help reduce your energy costs year-round. In fact, the EPA estimates that proper insulation and air sealing (think attics, crawl spaces, and more) can save homeowners about 15% on their heating and cooling bills. In short, a well-maintained roof can help you leave more money in your pocket.
Safeguarding Your Warranty
Most roof installers offer warranties on their workmanship and the materials they use. However, failure to properly maintain your roof could void such a warranty. For example, your roofer may recommend an annual inspection as a condition of the warranty. And if you don’t comply by having a licensed professional check your roof, you may invalidate your warranty.
The same goes for manufacturer warranties. If you have a leaking roof and don’t fix it promptly, the manufacturer could argue that the leak was due to poor maintenance on your part.
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Reducing Insurance Costs
Did you know that your roof affects how much homeowner insurance you pay? That’s right; some insurance companies offer discounts to homeowners with certain types of roofs. Ask your insurer about available discounts.
Your roof also affects your insurance rates if it isn’t up to par. In short, your premiums could be higher if you have an old or damaged roof. The logic is that if your roof is in poor shape, you’re more likely to file a claim – and claims drive up rates. Thus, if you get a roof inspection and make the necessary repairs or replacements, you could save money on your policy.
As is apparent, professional inspections aren’t just a good idea – they’re a smart move that can save you time, money, and headaches. And since time is money… An annual or biannual inspection can help keep your roof in tip-top condition. That way, you can enjoy your home without worrying about the next storm.