Remaining composed following a vehicle accident might be difficult. After all, you’re probably confused after just going through a horrific event. But remember that acting swiftly protects your rights, preserves evidence, and strengthens your insurance claim. You should first be aware of your compensation options. That’s why we’ll talk about a few Utah rules that could significantly impact any claims you make related to auto accidents.

Utah is an insurance state with no fault.

Utah is among the several states in the United States that have no-fault insurance policies. In other words, regardless of who caused the collision, injured drivers and passengers must seek reimbursement from their personal injury protection (PIP) providers for medical expenses, lost earnings, and other out-of-pocket expenses.  

Only in specific circumstances, like when you have suffered severe injuries, is it feasible to file a claim against the at-fault motorist. Keep in mind that no-fault insurance coverage only covers economic damages. But claiming intangibles like pain and suffering is impossible. Once more, those who lack experience may find these principles unclear. Speak with a Utah automobile accident attorney for the fullest understanding of your options and the ability to make wise decisions. You can learn more here.

Utah has a statute of limitations for car accident claims

In most cases, you won’t have endless time to bring a lawsuit in Utah for an automobile accident. You must consider the statute of limitations, which is four years in Utah. There are a few exceptions to this rule, though.

• Wrongful Death: The relatives of victims in a Utah car accident have two years to bring a wrongful death lawsuit.
• Property Damage: Three years following the collision is the deadline for filing claims about property damage.
• Insurance claims against government agencies must be processed within a year following the collision.

When the statute of limitation ends, you have no right to demand accountability, compensation, or file a lawsuit.

There are no caps on damage.

Unlike other claim categories in Utah, there is no cap on injuries sustained in auto accidents. You can get endless damages depending on how good your lawyer is. And for that reason alone, you ought to collaborate with an experienced automobile accident attorney in Utah. A competent attorney is never afraid to go above and beyond for their clients to uphold their entitlement to just compensation.

The comparative negligence rule applies in Utah.

Imagine that you are involved in an automobile accident that results in serious injuries, and your case ends up in court. The jury finds that although the other driver caused the collision, you were also somewhat to blame. What takes place next?

Utah State has modified comparative negligence legislation, meaning that the money you receive will depend on how negligent you were in the accident. Importantly, you must bear less than half the blame to recover damages from the collision. Your auto insurance claims adjuster or jury will assess your case based on the comparative negligence rule.

Final thoughts

Working with a Utah car accident attorney can enhance your chances of a successful claim and fair compensation.